Finding Home by the Sea: Why I Bought an Apartment in Bulgaria as a Ukrainian Buyer

by Emily Carter | Apr 30, 2025 | Real Estate Insights

Can Ukrainians Buy Property in Bulgaria in 2024–2025?
A Personal Story by Emily Carter

When I first considered buying a property abroad, I never imagined how deeply I would fall in love with Bulgaria. And yet, here I am — living just minutes from the Black Sea coast, surrounded by warm sun, friendly neighbors, and a beautiful apartment I now proudly call my own.

So, can Ukrainians buy property in Bulgaria in 2024–2025? The answer is a resounding yes! And as someone who’s just gone through the process, let me walk you through it.

Ukrainians Are Welcome to Buy

Bulgaria allows foreign nationals — including Ukrainians — to purchase real estate freely. Whether it’s a cozy apartment, a modern studio, or a charming resale flat, the process is open and relatively simple.

The only exception? If you want to buy land or a house with a land plot, you’ll need to register a company in Bulgaria. That’s a small formality if you have your heart set on a private villa.

What About Prices?

Prices have been gradually increasing in the past few years, especially in resort areas like Sunny Beach, Saint Vlas, Ravda, and Nessebar. But they’re still very accessible compared to Western Europe.

Here’s a rough idea for 2024:

Sunny Beach: €800–€2,000/m² in new builds.
Saint Vlas: Starting at €900, with sea-view properties reaching up to €2,500/m².
Ravda & Nessebar: Around €700–€2,000/m².
Varna: From €1,500 up to €3,000 in prime new developments.
Burgas: From €900 in less popular areas, averaging €1,050–€2,500.

I chose Fort Noks — a developer with wonderful complexes in both Sunny Beach and Saint Vlas. Their apartments start at €1,000/m², and their service is top-notch.

Why So Many Ukrainians Choose Bulgaria

In 2023–2024, Ukrainian interest in Bulgarian property grew by 25–30%. And it’s no surprise. Bulgaria is not only affordable, but also home to a vibrant Ukrainian community. From coffee shops and bars to schools, clubs, and retreats — Ukrainians are building a life here. You’re not just buying a home; you’re joining a welcoming neighborhood of fellow dreamers and doers.

Perks of Owning Property as a Foreigner

Here’s what truly warmed my heart:

Address Registration: Buying property can help with getting temporary protection or residence. (Although more is needed for permanent residence.)
Lifestyle by the Sea: Pools, beaches, shops, security — seaside complexes are like small, sun-kissed cities.
Affordable Maintenance: On average, it’s €10–€20 per square meter annually. Fort Noks charges €14.5 — very fair for the peace of mind they offer.
Great for Investment: I plan to rent my apartment during tourist season — a perfect way to generate passive income. Foreign investment in Bulgarian real estate jumped 23% in 2023 alone!

How the Buying Process Works

I was amazed at how smooth it all was:

Preliminary Agreement: Once I chose my apartment, I signed a preliminary deal and paid a small deposit (€1,000–€2,000 or 10% of the price).
Notarial Signing: We finalized the deal in front of a notary. Legal fees? Around 5% of the purchase price.
Ownership Registration: The final step was official registration — and then the place was mine!

What About Taxes?

Property Tax: Only 0.15–0.45% of the cadastral value — incredibly reasonable.
Rental Income Tax: A flat 10% if you choose to rent.
Maintenance Fees: Most complexes charge €10–€20/m² per year for services and upkeep.

My Final Thoughts

Buying property in Bulgaria was one of the best decisions I’ve ever made. It was not just an investment — it was a step toward peace, freedom, and building a new life. Whether you dream of morning swims in the sea, peaceful evenings on your balcony, or the joy of hosting friends in your own coastal home — Bulgaria might just be the perfect place for you too.

And if you’re curious, Fort Noks offers free info tours: you’ll get a chance to view properties, enjoy a free stay, and feel the atmosphere firsthand.

Don’t wait. Your seaside story could begin today. Fill in the form — and take that first step.

How I Bought a Beachfront Apartment in Bulgaria with Just 10% Down

by Chad Sterling | Apr 30, 2025 | Real Estate Insights

Can You Really Buy a Place in Bulgaria With Just 10% Down?

By Chad Sterling 🥂🌴

Look, I like to keep things smooth — a good beach, a great party, and zero stress. So when I found out you can actually snag a sweet apartment in Bulgaria with just 10% down, I had to share.

Yeah, you heard that right — ten percent. Some developers along the Black Sea coast are offering crazy flexible payment plans. Normally, you’d throw down 30–50% up front, but I’ve seen offers starting at just 10%, and the rest? Spread out over years. No interest, no catch. Just chill quarterly or annual payments, depending on the deal.

Some developers even stretch the payment plan to 10 years. Imagine owning your own seaside pad, paying like it’s Netflix. No rush, no pressure.

What’s the Move?

Bulgaria in 2024? Tons of properties, whether you’re into beach vibes or city scenes. Places on Sunny Beach go from €70K to €150K depending on how close you wanna be to that sweet shoreline. In hotspots like Sveti Vlas or Nessebar, prices run higher — but it’s totally worth it. Last year, demand spiked and prices jumped 10–12%. Lots of buyers from Ukraine and Russia, FYI.

So here’s how you lock it down:

Step 1: Scout the Scene

First, know what you want. Then…

Step 2: Hit Up a Developer or Agent

A lot of them — like Fort Noks — are pros at this. One of their 2023 projects? Seven years interest-free, just 10% down. That’s smoother than a bottle of Dom. Most of their buyers are from abroad, so they’re ready for you. Around 70% of real estate deals on the coast go to foreign investors.

Picking a developer? It’s like choosing a phone: you want it to perform, but without blowing up with messages every five minutes.

Step 3: Get Your Docs in Order

Over 40% of property deals are done through agents, who’ll check the paperwork so you don’t get stuck in legal limbo. Bad contracts can take years to untangle — and that’s a buzzkill.

Step 4: Sign the Pre-Contract

Stats say over 80% of international buyers sign a pre-contract after dropping the initial payment. It keeps everything on the level. Then, within 5–7 days, the rest of the deal gets moving.

Step 5: Drop That 10% Like a Boss

If your place is €100,000, that’s €10K up front. That’s like… one less luxury watch this month. By the end of 2023, the average apartment on Sunny Beach was going for €85K — not bad at all.

Once you’ve paid up, enjoy the sea view — just don’t forget the other 90%, yeah?

Step 6: Open a Local Bank Account

Super standard for foreign buyers. Over 50,000 of us have one in Bulgaria now, just to make payments easier.

Step 7: Register It and Make It Yours

Once your deal’s registered in the Bulgarian land registry, you officially own the place. That takes 5–7 working days depending on where you are. More than 60% of deals close that fast. Pretty slick.

Installment plans here are hot — especially among foreigners. Some stretch up to 7 years, interest-free. So, say your apartment’s €100K — you’re paying around €1,200/month. Easy math. In 2023, 35% of buyers went for that kind of setup.

Oh, and once you’re the owner — guess who’s also the proud payer of utilities? You.

Featured Deal: Green Fort Suites 🌊

Let me hit you with something fresh — the Green Fort Suites complex. It’s in a baller location on Sunny Beach, in a top district called Zorya (which means “Sunrise” — poetic, right?). Just a 2-minute walk to the beach, mountain views in the back, sea in the front. Fresh air, luxury vibes, and a legendary investment.

Construction wraps end of 2025 — so get in now, while the terms are fire. You get interest-free payments all the way through January 2031. Only 78 apartments, so you better move.

What’s on the Menu?

From Fort Noks, you’ve got:

Studios from €81,500
1-bedroom from €135,000
2-bedroom from €158,000

Payment terms are a dream:

10% on contract
10% more within 3 months
The rest (80%)? Split into payments over 7 years — no markup.

Prices start at €1,400/m², which means your 10% down could be just €7K. Seriously.

Ready to Live That Dream?

Got questions? Hit us up anytime. We’re here to make your real estate glow-up smooth.

Buy with One Click 🖱️

Wanna feel like a property boss in Bulgaria? Sign up for our Info Tour. It’s four days, three nights in comfy apartments, with airport pickup, full property viewings, and personal assistance picking your dream pad.

Included in the tour:

🛏️ 4 days / 3 nights stay
🚗 Airport or bus station transfer
🏘️ Visits to Fort Noks properties
💼 Tailored apartment selections just for you

Limited spots. Don’t wait too long, legend.

Smart Property Investment in Bulgaria: How Ukrainians Can Save in 2024–2025

by Richard Harrington | Apr 29, 2025 | Real Estate Insights

How to Save Money When Buying Property in Bulgaria: Smart Strategies and Programs for Ukrainians (2024–2025)

Acquiring property in Bulgaria can be more than just a dream — it can be a sound and profitable investment. Yet, to navigate the real estate landscape wisely and avoid overpaying or falling into the trap of hidden costs, one must be informed and strategic. In this guide, I’ll share proven insights and financial strategies tailored for Ukrainians looking to invest smartly in 2024–2025.

Regional Price Trends: A Strategic Comparison

Real estate prices in Bulgaria vary significantly by region. Urban hubs like Sofia and Plovdiv tend to command higher prices, while coastal resort areas along the Black Sea offer more competitive opportunities. As of 2023, the average price per square meter in Sofia reached €1,500. Meanwhile, in resort towns like Nessebar, prices range from €800 to €1,200 per square meter.

Coastal Opportunities:

Sunny Beach: New developments start at €800/m², reaching up to €2,000 depending on location and infrastructure.
Sveti Vlas: Apartments begin at €900/m². Properties with sea views can exceed €2,500/m².
Ravda & Nessebar: Expect a range of €700–€2,000/m².
Varna & Burgas: Varna properties start at €1,500/m², going up to €2,500–3,000 in premium complexes. In Burgas, prices range between €1,050–2,500/m², though less popular districts offer options from €900.

Notably, prices can drop by 5–10% during the off-season, particularly for pre-construction properties. Complexes like Fort Noks, with locations in both Sveti Vlas and Sunny Beach, offer starting prices around €1,000/m² — an attractive entry point.

Primary vs. Secondary Market: Strategic Trade-offs

Your approach — new development or resale — will define your investment roadmap. Purchasing early in the construction phase (e.g., during foundation work) on the primary market can yield savings of 20–30%. However, investors must weigh this against completion risks and ensure the developer reaches Act 16 — the official commissioning stage.

Secondary market properties, by contrast, often come fully finished and furnished — a compelling option for those who want to move in or rent immediately, reducing post-purchase expenses.

Mortgage Strategy & Tax Optimization

Beyond the property’s list price, buyers must factor in taxes and fees. In 2023, Bulgaria’s property transfer tax ranged from 2% to 3%, depending on the municipality.

Some special economic zones offer preferential tax conditions for foreign investors — a valuable opportunity for those aiming to minimize ownership costs.

Mortgage benefits for foreign buyers:

Loan terms of up to 30 years
Competitive interest rates
Low initial down payments (10–20%)

These lending conditions can substantially reduce the capital burden and improve long-term returns.

Developer Loyalty Programs: Built-in Savings

Certain developers offer installment payment plans with zero interest, spanning several years — an excellent tool for cash flow-conscious buyers. Discounts of up to 10% are also common for full pre-construction payments.

Additional bonuses may include:

Complimentary parking
Furniture vouchers at partner showrooms
Lowered fees for early commitments

If you’re seeking a zero-interest installment plan for a beachfront apartment, this is an ideal time to act.

Seasonal Promotions & Price Incentives

During the off-season or promotional campaigns, developers frequently introduce discounts of up to 15% on select listings — particularly within large coastal complexes.

Astute investors capitalize on these seasonal windows to lock in quality assets at below-market prices.

Income Potential: Real Returns from Coastal Rentals

Beachfront properties in Bulgaria offer not just capital preservation, but also rental yield. In 2023, monthly rents in popular resorts ranged from €300 to €700.

Properly positioned assets can generate reliable income during peak tourist months, potentially offsetting the full purchase price over time.

Ownership Costs & Maintenance Fees

Don’t overlook annual maintenance costs, which typically fall between €5 and €28 per m². These fees usually cover communal services — such as security, landscaping, pool maintenance, and cleaning.

These managed service programs are a key advantage of modern complexes, offering peace of mind to international owners.

Professional Representation: A Must for Foreign Buyers

Working with experienced legal advisors and real estate professionals is non-negotiable. My team collaborates exclusively with vetted Bulgarian attorneys to ensure all transactions are compliant, transparent, and secure.

From contract review to ownership registration, you’ll have expert guidance at every step — eliminating risk and shielding your investment from common pitfalls.

We also offer a complimentary property inspection tour, providing an on-the-ground look at available listings. During this visit, our consultants will explain all legal and financial nuances to help you make an informed decision — confidently and without unnecessary costs.

Interested in personalized guidance or a detailed financial proposal? Fill out the form to receive curated listings and offers tailored to your investment goals.

Why Fort Noks Orchid & Holiday Feels Like Home: A Local’s Guide to Coastal Living in Bulgaria

by Emily Parker | Apr 29, 2025 | Living Abroad

Where to Buy Property in Bulgaria?

If you’ve ever dreamed of owning a place by the sea, the Fort Noks residential complex might be just what you’re looking for — whether you’re thinking of a solid investment or simply a comfortable new home. Built by a trusted developer, this community offers modern living on Bulgaria’s beautiful Black Sea coast, with a full infrastructure that makes both vacationing and year-round living a joy. Today, I’d love to share some of the latest apartment offers with you.

Let me introduce you to a place that truly feels like a hidden gem:
Welcome to Fort Noks Orchid & Holiday, a charming coastal community in one of the most picturesque parts of Bulgaria.

Invest in Comfort and Peace of Mind

If you’ve been dreaming of your own apartment by the Black Sea, where summer feels endless and the lifestyle is easy and relaxed, Fort Noks Orchid & Holiday is the place. It combines comfort, security, and thoughtful infrastructure for families, couples, and retirees alike.

Why Choose Fort Noks Orchid & Holiday?

Gated territory with 24/7 security so you always feel safe and cared for.
Just 500 meters from the heart of Bulgaria’s most popular resort, Sunny Beach.
Only 27 km from Burgas Airport and 100 km from Varna Airport.
Right across the road is the largest aquapark in Bulgaria — ranked among the world’s top 20 by Tripadvisor.
With 49 buildings and a reputation as the “greenest” resort complex in Sunny Beach, it’s a place where nature and comfort meet.

A Lush Green Oasis

Over 4.5 hectares (that’s 45,000 sq.m!) of the territory is dedicated to greenery — more than 67% of the complex! Picture yourself strolling through manicured lawns, breathing fresh ocean air, and even trying your swing on the mini-golf course. But this isn’t just about leisure.

Studies show that people living in greener areas experience 15% less stress and anxiety than those in dense city environments. Even more impressively, proximity to parks or natural spaces can reduce the risk of cardiovascular disease by 20%.

The lush flora here doesn’t just beautify the landscape — it cleans the air, reduces noise, and fills the surroundings with oxygen. These peaceful green spaces have a real and positive effect on your physical and emotional well-being, making every day feel a little more like a retreat.

Everything You Need, Right at Home

There’s no chance of getting bored here — for kids or adults.

2 restaurants with delicious Bulgarian and European cuisine
9 swimming pools for both adults and children, with free loungers and lifeguards
2 fun waterslides for kids
Billiards, ping-pong, and tennis club
A supermarket and boutique shops
Currency exchange
Outdoor playgrounds and play zones
Open-air fitness zone
Hair salon, beauty studio, massages, and SPA services
Car rental services and free parking for residents and guests
Golf club with a 15-hole practice field

You can honestly live here full-time without ever needing to leave the complex — and still stay active, connected, and relaxed.

Kid-Friendly Fun and Education

Have a big family? No worries — your children will always have something to do in a safe and caring environment, supervised by staff and professional animators.

Preschool rooms with modern educational methods
Children’s discos and entertainment programs
Creative workshops: drawing, theater, and more
Sports clubs: boxing, dance, etc.
Educational programs: speech therapy, English language, and school prep

Choose the Best for You

Frequently Asked Questions

1. What are the terms for buying property at Fort Noks Orchid & Holiday?
We offer great conditions, including installment plans and investment programs. All the details are explained during our property info tour.

2. Are there apartments with sea views?
Yes! Most apartments offer panoramic views of the Black Sea or the complex’s beautiful green zones.

3. Is year-round living possible?
Absolutely. This complex is perfectly suited for both summer stays and permanent living. Everything you need is available all year long.

Join a Property Info Tour!

Want to see it all in person? We’d love to welcome you to an info tour where you can explore Fort Noks Orchid & Holiday firsthand, enjoy guided visits, and choose the perfect apartment for your needs.
We’ll take care of your hotel stay, provide legal consultations, and help you find your ideal home — all tailored just for you.

👉 Fill out the form to join us!

Bulgaria vs. Ukraine: A Comprehensive Guide for Those Considering Relocation

by Jennifer Collins | Apr 28, 2025 | Living Abroad

Bulgaria and Ukraine: Find the Similarities and Differences (Part 2)

Crime and Safety

As of 2024, Ukraine’s crime index stands at approximately 46.7, while Bulgaria’s is around 38.0. However, crime rates vary significantly across different regions.

Bulgaria remains one of the safer countries in Europe. Especially in resort towns like Sunny Beach and Varna, crime levels are notably low, making these areas particularly attractive for Ukrainian families. According to a 2024 survey, 85% of tourists visiting Bulgaria’s coastline cited high safety standards as a key reason for choosing the destination.

The Bulgarian Ministry of Interior reported a 6% decline in overall crime in 2023 compared to the previous year. The safest areas were seaside regions such as Burgas and Sunny Beach.

You’ll notice that shop owners leave merchandise outside, beverage coolers remain unlocked, and many residents don’t even lock their apartments — clear signs of a trusting, safe community.

Perfect for relocating with children, wouldn’t you agree?

Resorts and Leisure

Bulgaria’s Black Sea resorts like Golden Sands and Sunny Beach are increasingly popular among Ukrainians for both living and vacationing. Easily accessible by air or car, these locations offer stunning natural beauty, beaches, and mountain resorts.

Beyond beach holidays, Bulgaria offers diverse cultural excursions, historic towns, ancient fortresses, wellness spas, and ski resorts during the winter months. Historic sites like Nessebar and Sozopol are state-protected or UNESCO-listed, providing safe and well-maintained tourist experiences. Travelers can even purchase special travel cards — visit all locations in the catalog (most entries costing no more than 5 BGN) and receive a reward. No need to search online for your next destination!

Costs

Ski Resorts:
Bulgaria’s leading ski destinations, Pamporovo and Bansko, are currently more affordable than Bukovel in Ukraine. While Bukovel accommodations start at €100 per night, in Bulgaria, you can enjoy an “all-inclusive” stay from just €40 per night.

Summer Resorts:
Prices in Sunny Beach and Aheloy are comparable to Koblevo but more affordable than Odesa. Resorts are modern and free from old Soviet-era buildings. Accommodation in budget-friendly complexes starts from only 17 BGN per night!

Average hotel rates:

Odesa coast: €50–150 per night
Sunny Beach: €40–80 per night during peak season

Banking System

1. Services and Mobile Apps

Ukraine:
A major advantage of Ukraine’s banking system is the advanced mobile services like Privat24, Oschad 24/7, Monobank, and the state platform Diia, which allows a wide range of administrative services via smartphone.
Money transfers between cards are instant and usually free, contributing to the highly digitalized and user-friendly banking experience.

Pros: high level of digitalization, instant transfers, broad functionality via smartphones.
Cons: dependence on internet connectivity (though basic operations often work even on weak signals).

Bulgaria:
While Bulgaria’s banking apps (such as UniCredit Bulbank, DSK Bank, Postbank) are convenient and growing in sophistication, there’s no equivalent to Diia. Transfers between banks are possible but often involve fees.

Pros: user-friendly apps, ongoing digital transformation.
Cons: fewer integrated services compared to Ukraine, and transfer fees are common.

2. Terminals and Payments

Card payments are widely accepted in Bulgaria. However, small shops might require a minimum purchase of 5 BGN for card payments. Taxis, especially in resort towns like Golden Sands and Sunny Beach, often lack terminals or taxi apps — trips are typically arranged via phone calls.

3. Money Transfers and Fees

Ukraine:
Card-to-card transfers are usually instant and free. International transfers via services like Wise or Western Union are available but can carry high fees.

Bulgaria:
Domestic transfers via bank apps are common but often come with a fee. Many residents use apps like Revolut or Wise, which are free and easy to open. However, if a Bulgarian IBAN is necessary, you’ll need a local bank account — an account application fee can be up to 200 BGN, without guarantee of approval.

Internet and Digital Services

Bulgaria boasts a well-developed internet infrastructure, ideal for remote workers and online businesses.

Options include:

Roaming: Some Ukrainians still use Lifecell with “Gigabytes Without Borders” offering 30 GB/month for around 150 UAH.
Prepaid SIMs: Providers like A1, Vivacom, and Yettel offer starter plans from 6–8 BGN/month.
Contract Internet: Promotional plans start from 20 BGN/month for unlimited data and EU calls; standard rates are around 30 BGN/month. Contracts typically last two years, offering flexibility and reliability — no sudden service cut-offs as you might experience elsewhere.

Climate and Ecology

Bulgaria’s nature reserves, clean beaches, and mountain regions provide a healthy living environment. The Mediterranean-influenced climate, especially along the coast, offers mild winters and long, warm summers — a major draw for Ukrainians seeking to avoid harsh winters.

Ukraine:
Climate varies from temperate continental to subtropical in the south (Crimea).

Average summer temperatures: +20°C to +25°C
Winter temperatures: –8°C to 0°C
Pollution remains high in industrial cities like Kyiv, Dnipro, and Kryvyi Rih.

Bulgaria:

Predominantly temperate continental climate with Mediterranean influences near the coast.
Summer temperatures: +22°C to +28°C
Winter temperatures: 0°C to +5°C along the coast; –10°C in the mountains.
Environmental improvements have been notable, with Bulgaria ranked 43rd globally in the 2023 Environmental Performance Index.

Key ecological differences:

Black Sea coastline in Bulgaria enjoys a more tropical climate compared to Ukraine’s Odesa region.
60% of Bulgaria’s water bodies are classified as good quality, compared to much lower figures in Ukraine.
Bulgaria produces fewer CO2 emissions per capita (5.4 tons vs. Ukraine’s 6.7 tons).

Living in Bulgaria — A Conscious Choice

We’ve walked you through Bulgaria’s climate, safety, internet infrastructure, banking system, and vibrant resort life. Despite some minor downsides, Bulgaria offers clear advantages.

Are you already imagining your new life here?
How to make it a reality?

The first and most crucial step is to visit Bulgaria as a tourist — for example, through a real estate discovery tour.

During the tour, you will:

Explore potential properties
Receive comprehensive legal and financial support
Experience the local infrastructure firsthand

Book your real estate discovery tour today and start a brand-new chapter of your life in beautiful Bulgaria!

Bulgaria vs Ukraine: A Realistic Comparison for Expats and Investors (2024 Update)

by Jonathan Blake | Apr 28, 2025 | Living Abroad

Bulgaria and Ukraine: Spot the Similarities and Differences. Part 1

Ukrainians often compare our country to Bulgaria. Many myths and stereotypes exist that I aim to dispel here. Therefore, let’s delve into how life in Bulgaria truly compares to life in Ukraine based on my personal experience.

Today, we will discuss the tax system, language and culture, education, and real estate.

The Tax Jungle

Bulgaria’s tax system is notably more favorable for individuals and businesses compared to Ukraine. The personal income tax rate in Bulgaria is just 10%, while in Ukraine it is 18% plus a 1.5% military tax. Furthermore, corporate income tax in Bulgaria is also lower—10% versus 18% in Ukraine.

Employee social contribution costs in Bulgaria are approximately 18%, whereas in Ukraine, employers pay 22%. The overall tax burden in Bulgaria is around 27%, making it significantly more attractive for business and investment compared to Ukraine, where the rate reaches 41%.
A deeper analysis of the tax system will be covered in future articles.

From Cyrillic to Traditions: A Linguistic Journey

As of 2023, over 100,000 Ukrainians reside in Bulgaria, promoting the growth of the Ukrainian diaspora and cultural exchange. You will certainly find your compatriots here; some do not even bother learning Bulgarian, continuing to communicate in Ukrainian or Russian.

However, Ukrainians generally adapt to the Bulgarian language quite quickly, largely due to its similarity to Ukrainian. Moreover, the shared Orthodox traditions and cultural values make Bulgaria feel very familiar to Ukrainians. For deeply religious Christians, especially those who know prayers and psalms in Old East Slavic, Bulgarian will pose little to no surprise. For others, it will not be much more difficult either.

Why is that? Because the similarity rate between Ukrainian and Bulgarian languages is approximately 60–70%. Both belong to the Slavic language group, but Bulgarian incorporates more South Slavic elements and features a grammar structure significantly different from Ukrainian. Major differences particularly exist in verb tenses and syntax. Nevertheless, a substantial number of words sound similar, facilitating basic communication.

Bulgarian Education: What Will Surprise You If You Studied in Ukraine

Higher Education

Bulgarian universities, such as Sofia University and Varna Medical University, offer programs in English, with tuition fees ranging from €2,500 to €8,000 per year. In comparison, education at prominent Ukrainian universities, such as Taras Shevchenko National University of Kyiv or Lviv National University, costs approximately €1,500–€3,000 annually.

Secondary Education

In Bulgaria, there are both public and private schools. Tuition fees in private institutions range from €3,000 to €10,000 per year. In Ukraine, secondary education remains free, although private schools are gaining popularity, with fees ranging from €1,000 to €4,000 annually.

Inclusivity and International Students

In 2023, the number of Ukrainian students in Bulgaria grew by 20%, as many educational institutions adapted their programs to accommodate Ukrainians and created favorable conditions for foreign students. In Ukraine, although the number of international students is also increasing, the interest from European students has somewhat declined due to the political situation.

Language of Instruction

In Bulgaria, students can study either in Bulgarian or English, granting access to international student programs.

In 2023, approximately 2,500 Ukrainian students were studying in Bulgaria. In Ukraine, there were about 25,000 foreign students, mostly from India, Azerbaijan, and Turkey.
Additionally, degrees from Bulgarian universities are recognized throughout the European Union.

Comfort or Savings: The Housing Reality in 2024

In 2023–2024, Bulgaria became particularly attractive for Ukrainians thanks to affordable real estate prices, especially in resort areas. On the Black Sea coast, new apartments start at €700 per square meter, which is cheaper compared to resorts like Odesa or Kherson. Even in Varna, the average apartment price is around €1,300 per square meter, while in Odesa it exceeds €1,200.

Housing Quality

New developments often include leisure infrastructure such as swimming pools, gyms, and security services. Although Ukraine is seeing an increasing number of such residential complexes, older buildings still dominate the market.
In Bulgaria, residents pay an annual maintenance fee (approximately €500, depending on the complex) and can then enjoy facilities like pools and gyms without additional charges.

Legal Aspects

Buying property in Bulgaria is more transparent and straightforward for foreigners. In 2023, over 3,000 Ukrainians purchased property in Bulgaria, most of them on the Black Sea coast.
While buying real estate in Ukraine is relatively straightforward, bureaucratic delays are still common.

Investment Potential

Bulgarian real estate offers strong rental income prospects during the holiday season. In 2023, rental yields on the Bulgarian coast ranged from 5% to 9% annually. Ukrainian resort real estate is still developing in this regard.

Would you like to learn more similarities and differences?
In the next article, we will discuss climate and ecology, safety and internet infrastructure, the resort business, and the banking system.
We will find out whether there is an equivalent of “Diia” in Bulgaria, whether Ukrainians struggle with poor internet there, and where crime rates are lower.

How to Connect with the Ukrainian Community on Bulgaria’s Black Sea Coast

by Michael Thompson | Apr 26, 2025 | Living Abroad

The Ukrainian Community on Bulgaria’s Coast: How to Find Fellow Countrymen and Become Part of the Community

Many Ukrainians moving to Bulgaria’s seaside are keen to maintain a connection to their native culture. They seek opportunities to communicate with compatriots and receive support in their new environment. In Bulgaria, especially in its resort towns along the Black Sea (Sunny Beach, Nessebar, Burgas, and Varna), the Ukrainian diaspora continues to grow steadily.

But how exactly can one find compatriots and become part of the Ukrainian community?

How to Find Ukrainians in Bulgaria

Social Networks and Messengers

Facebook and Telegram host numerous groups where Ukrainians living in Bulgaria gather. These platforms serve as hubs for exchanging information, advice, and news. Notable examples include “Ukrainians in Bulgaria,” “Ukrainians in Burgas,” and “Ukrainians in Sunny Beach.”

These groups not only offer answers to practical questions about life in Bulgaria but also present opportunities to meet fellow Ukrainians, discuss news, and offer mutual support.

Pro Tip: If you use Instagram, try searching by location tags. Posts under “Sunny Beach” often reveal interesting individuals and connections.

Ukrainian Cultural Centers and Organizations

Major cities like Burgas and Varna are home to Ukrainian cultural centers that organize meetings, cultural events, exhibitions, and celebrations. Important Ukrainian holidays such as Independence Day and Easter are often celebrated, creating excellent opportunities to meet compatriots and establish useful contacts.

It is advisable to monitor Facebook and Telegram groups regularly. Some groups conveniently categorize their content into sections like “services” and “events,” allowing users to quickly access current activities without browsing entire chat histories.

Cafés and Restaurants Owned by Ukrainians

In popular tourist towns along the Bulgarian coast, such as Nessebar and Sunny Beach, a number of cafés and restaurants owned by Ukrainians have emerged. Notable examples include “Noar,” “Pizza, Doner, Sushi,” and “Sunrise.”

Private Schools and Extracurricular Activities for Children

For Ukrainians relocating with children, finding schools where Ukrainian is taught or where Ukrainian children are present is a priority. Private schools and extracurricular activities offer not only educational opportunities but also a chance to meet other Ukrainian families. Macon is among the prominent Ukrainian educational institutions in the region.

How to Become Part of the Community

Actively Participate in Events

Attending cultural events, fairs, and meetings organized by the Ukrainian diaspora is one of the most effective ways to establish communication and forge new friendships. Consider attending:

Board game gatherings (available in Nessebar and Burgas — announcements typically appear on Facebook)
Bulgarian festivals, where you can find compatriots by language
Workshops and psychological support meetings
Brunches
Ladies’ gatherings
Concerts and performances (notably at Gravity Ruin Bar and Modern Theater in Burgas)

Engage in Volunteer Activities

Many Ukrainians in Bulgaria organize volunteer initiatives to support refugees, the ill, or those in need. Participating in these projects not only contributes to society but also provides an excellent platform for building strong, value-based connections.

Visit Ukrainian Shops and Cafés

Another straightforward way to maintain cultural ties is by visiting shops that sell Ukrainian products (such as “Berezka”) or cafés featuring Ukrainian cuisine. These places often serve as informal community centers, offering business cards of interesting individuals and event flyers. Even venues like Flora in Sunny Beach — though Bulgarian by origin and offering European cuisine — can often reveal fellow Ukrainians by language and demeanor.

Conclusion

The Ukrainian community along Bulgaria’s Black Sea coast is vibrant and growing. Social networks, cultural centers, Ukrainian cafés, and restaurants represent just some of the avenues available to preserve connections with native culture and to form meaningful new relationships.

If you are interested in discovering more about excellent restaurants and cafés opened by Ukrainians in Bulgaria, I encourage you to explore further.

Moreover, I regularly publish reviews of events, new establishments, and important developments concerning the Ukrainian community in Bulgaria. If you wish to stay informed about life in this country — from real estate opportunities to leisure and beyond — do not miss my updates.

Follow my social media accounts to stay connected with all the latest news and events! Your Bulgarian experience can be even more enriching when we explore it together.

Finding a Taste of Home: Ukrainian-Owned Cafés and Restaurants in Sunny Beach and Nessebar

by Emily Carter | Apr 26, 2025 | Living Abroad

Cafés and Restaurants Owned by Ukrainians: Sunny Beach, Nessebar, and Sveti Vlas

Over the past few years, Bulgaria — especially its beautiful coastal towns of Nessebar and Sunny Beach — has become a welcoming haven for Ukrainian entrepreneurs, particularly in the hospitality industry. The hardships of war and economic instability have inspired many Ukrainians to build new lives abroad, leading to a remarkable rise in cafés and restaurants proudly owned and operated by Ukrainians.

According to Bulgaria’s hospitality market data, since the beginning of 2022, the number of food establishments opened by Ukrainians has grown by more than 15%, especially in tourist-favorite coastal regions. These charming venues are more than just places to eat — they are little islands of home, crafted with love and nostalgia.

Why Are Ukrainian Entrepreneurs Choosing Bulgaria?

Bulgaria offers a business-friendly environment with affordable rental options and attractive tax conditions. Sunny Beach and Nessebar, being vibrant tourist hubs, ensure a steady flow of visitors from all over the world — including a large number of Ukrainians. This creates a natural demand for places that serve familiar tastes from home, a comforting reminder of one’s roots.

At present, there are over 30,000 dining establishments in Bulgaria, with around 2% proudly owned by Ukrainians. And this heartwarming number continues to grow, not just yearly, but month by month.

9 Wonderful Spots to Visit for a Taste of Home

Sunny Beach

Pizza, Doner, Sushi: Located right across from the bus station, this cozy spot offers delicious sets, vibrant cocktails, and even sushi-making masterclasses! Just a 20-minute stroll from the Fort Noks complex.
Sunrise: A two-story restaurant near Sveti Vlas and the Emona bus stop. They offer sushi delivery too! Close to the Green Fort complex — about a 15-minute walk.
Rollhouse: A small, vibrant venue right in the center, featuring a cocktail menu and a lovely summer terrace. Newly opened in mid-2024, it already feels like an old favorite.

Sveti Vlas

Oreha: A heartwarming Ukrainian restaurant hosting lively Ukrainian parties. Here you’ll find delicious borscht, varenyky, dumplings, and stuffed cabbage rolls — all at reasonable prices. It boasts two floors, with a sunny rooftop terrace.
Stella: A charming, slightly more upscale restaurant offering mouthwatering borscht and a variety of European dishes. Live music evenings add to its inviting atmosphere.

Nessebar

Mario: Opened in September 2024, this place has quickly become a gem for pizza lovers. Expect live music and poetic performances on weekends, all wrapped up in the cozy charm of Ukrainian quality and Italian soul. The summer terrace is the perfect spot to enjoy it all.
Noar: A lively bar-club offering karaoke nights on Thursdays and Sundays, and Ukrainian DJ sets with dance parties on Fridays and Saturdays. Just a stone’s throw from Mario.
Mistral: A delightful coffee shop in the heart of New Nessebar. Great coffee, tasty desserts, and a wide selection of teas. Many Ukrainians have even made it their favorite coworking spot.
Khinkali Bar: A welcoming Georgian eatery at the entrance to New Nessebar, boasting beautiful sea views and a relaxed promenade atmosphere. Affordable prices and a wonderful selection of khachapuri and khinkali make it a must-visit.

A Home Away from Home for the Ukrainian Community

For many Ukrainians who have found themselves in Bulgaria due to war or economic hardship, these cafés and restaurants have become precious sanctuaries — places where you can savor familiar flavors, reconnect with your culture, meet fellow countrymen, and catch up on the latest news from home.

Looking Ahead with Hope

The future is bright for Ukrainian-owned businesses in Sunny Beach and Nessebar. Many plan to expand, opening new locations and introducing exciting new dishes. There’s a growing demand for business breakfasts and community events, and entrepreneurs are actively supporting charitable initiatives, especially for Ukrainian refugees. Expect even more cultural celebrations in the future!

If You’re Searching for a Piece of Ukraine on the Bulgarian Coast…

…be sure to visit these wonderful establishments! You’ll be greeted with delicious food, warm smiles, and an atmosphere that feels just like home.

A Place That Feels Like Home

It’s truly comforting to know that even thousands of kilometers away from Ukraine, under the golden Bulgarian sun, you can find a little piece of home — a place where traditions, flavors, and the warmth of the Ukrainian spirit live on. Don’t be afraid to start your new chapter in Bulgaria — you’ll find plenty of familiarity, warmth, and community here.

And if you’re considering making the move even easier, we warmly invite you to join a real estate info tour with Fort Noks. It’s a wonderful opportunity to explore the best housing options along the coast, visit residential complexes, and find a place where you can live and relax comfortably.

Fill out the form on our website to learn more about your new home on Bulgaria’s stunning Black Sea coast!

Buying Property in Bulgaria: Best Beachfront Deals in 2025 for Smart, Stylish Living

by Chad Sterling | Apr 21, 2025 | Real Estate Insights

What’s the Real Estate Scene Like in Bulgaria?

Yo, if you’ve been thinking about snagging a sweet place by the sea, Bulgaria is where it’s at. Especially if you’re from Ukraine — the deals are 🔥.

Let’s talk numbers. On the Black Sea coast, prices kick off at just €700 per square meter. In Sunny Beach (the most poppin’ tourist spot), you’re looking at around €900–€1100. Wanna go high-end? Places like Sveti Vlas are flexing new builds for €1500–€2000, and yeah, some hit €3000+ per square.

So, what can you get for your money?

Time to drop some real-life examples, baby.

Budget options — beachfront studios from just €35,000 (think Aheloy or Ravda).
Luxury game — high-end apartments in Sveti Vlas or Varna go up to €200,000 and beyond.

Breakdown by area? I got you:

Ravda: Studio from €40K, 2-bed from €60K.
Nessebar: Studio from €45K, 1-bed from €65K.
Pomorie: Apartments from €55K.
Aheloy: Studios from €35K, 1-beds from €50K.
Sunny Beach: Studio from €45K, 2-bed from €65K.
Sveti Vlas: Sea-view spots from €70K, baller penthouses up to €200K.
Burgas: 2-bed from €70K.
Varna (city center): Starting from €85K.

My go-to? Fort Noks.

These guys are like the G.O.A.T. of beachfront development. Think pools, restaurants, solid service — and you’re chilling in the top resorts like Sunny Beach, Sveti Vlas, and Nessebar.

Studios from €48,500.
1-bedroom from €60,000.

Wanna get the latest listings? Slide us your info and we’ll send you a personalized selection.

📩 Registration form right here

Why everyone’s loving it (including over 1000 Ukrainian families):

✅ Steps from the beach
✅ Pools, parking, food, fun — all on site
✅ Great value for the price

Fort Noks: Most-asked questions (aka Real Talk)

Will I get my money back if I invest in construction?
💸 Yup — some properties come with a guaranteed return of up to 5% per year.

How much rent can I pull in?
🏖️ In season: €30–220 per night
❄️ Off-season: €20–50 per night

What kind of amenities are we talkin’?
Pools (up to 15 per complex), restaurants, gyms, kids’ play areas, outdoor fitness, shops — the works.

What types of places are there?
Studios, 2- and 3-bed apartments, and those panoramic sea-view penthouses (yeahhh, buddy).

How about the payment plan?
Start from €10,000 down.

Real Estate Trends 2025–2030: The Forecast

Okay, now the serious bit — prices are going up, my friend. Expect a 5–10% yearly rise, especially near the resorts.

Why?

Bulgaria’s switching to the euro
Materials and services are getting pricier
Foreign interest is booming
Tourism infrastructure is leveling up

So yeah, don’t sleep on it. That €50K deal might be €55K real soon, and that first payment? Might jump too.

Join us for a next-level property tour — FREE info trip 🚗

We’ll show you the real side of the Bulgarian coast, no fluff, no sugarcoating. Get expert legal advice, stay in a swanky apartment, and check out the best investment picks, guided by pros who know their stuff.

✨ Choose your dream spot, seal the deal, and get the keys to your future.

Drop your info — and we’ll send you all the deets about your VIP info tour.

Top Property Deals in Bulgaria for 2025: Sea View Apartments and Smart Investment Opportunities

by Richard Harrington | Apr 21, 2025 | Finance and Investment

Buying an Apartment in Bulgaria: Top Opportunities for 2025

By Richard Harrington, Investment Expert

A truly good apartment reveals itself behind the curtain — if the view opens onto the sea, then it’s a gem worth having. Such a property not only brings satisfaction but also stands as a sound investment. But how does one choose the right apartment in Bulgaria, keeping both liquidity and current market opportunities in mind?

What Determines a Property’s Liquidity?

Key characteristics of the apartment itself:

Proximity to the sea
View (sea, mountains, garden, or pool)
Floor level
Sleeping capacity
General condition and upkeep

The infrastructure of the residential complex also plays a crucial role:

Swimming pools
On-site shops and restaurants
Children’s play areas and daycare
Free parking
Security and video surveillance
Entertainment and animation
Other amenities that enhance lifestyle and rental potential

Rental Opportunities

Is it possible to rent a sea-view apartment off-season? Absolutely. These offers are ideal for many.

Perfect for those seeking warmth and tranquility during the colder months — where heavy coats are replaced by lightweight jackets, and the sea becomes a source of inspiration. A great fit for remote workers in search of a refreshing environment, or those simply tired of urban noise and eager for a change of scenery.

Interested in specific rental options? Here’s a prime offer from our portfolio:

Holiday Fort Golf Club, Sunny Beach
Studio “EAST VIEW” – Mountain view, 4th floor, accommodates 2+2 guests.

On-site amenities: multiple pools, grocery stores, currency exchange, playgrounds, free parking, a restaurant, and even a golf course.

Rates:

July & August – €65/night
September – €55/night
October – €350/month

Want more options from Fort Noks? Book a free consultation or join our info tour.

Properties for Sale

If buying is your priority for 2025, we have excellent opportunities for you as well. Whether you’re planning ahead or ready to invest now — these are ideal options for those who want to secure their own apartment near the sea, either for personal use or for rental income.

New Residential Complex – Green Fort Suites, Sveti Vlas
Construction to be completed by the end of 2025.

Location: Elite Sunny Beach district, just 1–2 minutes from the coast. Nearby is the Marina Dinevi yacht port, along with supermarkets, restaurants, and all essential infrastructure of Sveti Vlas.

Available sizes:

Studios starting from 40 m²
One-bedroom apartments from 55 m²
Two-bedroom apartments from 80 m²

Looking for options starting from €50,000?
Leave your contact details, and we’ll send you a comprehensive list tailored to your preferences.

How to Choose the Right Apartment?

Join our complimentary info tour, which includes:

4 days / 3 nights in a comfortable apartment
Airport or bus station transfer from Burgas
Full tour of Fort Noks developments
Personalized apartment selection
Travel insurance
Leisure time by the sea

Secure your real estate info tour in Bulgaria today! Discover beachfront properties starting at just €48,500 and learn about flexible developer financing options for international buyers — no banks involved.

Now is the time to turn your dream of owning a home by the sea into a reality — or to make a smart investment that works for you.

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Can Ukrainians Buy Property in Bulgaria in 2024–2025?A Personal Story by Emily Carter